Barrons Financial Advisory Services -

ACCIDENTAL DEATH
You may choose up to $500,000 of coverage in case of accidental death.

ELIGIBILITY AND AMOUNTS OF INSURANCE OFFERED
(in $25,000 increments)
16 to 69 years of age $25,000 to $500,000
70 to 79 years of age $25,000

Waiver of Premiums
If you become totally disabled before your 60th birthday, you are not required to pay premiums for coverage under this benefit as of the fourth month after the onset of total disability and for as long as you remain totally disabled, though not beyond age 65.

Reduction
The amount of insurance is reduced to $25,000 when you reach age 70.

ACCIDENTAL LOSS OF USE
This benefit provides compensation in case of accidental loss of hearing, sight, speech or use of limbs.

ELIGIBILITY AND AMOUNTS OF INSURANCE OFFERED
(in $25,000 increments)
16 to 64 years of age $25,000 to $500,000

Loss	% of amount insured
Sight of both eyes	100%
Both hands or both feet	100%
One hand and one foot	100%
One hand and sight of one eye	100%
One foot and sight of one eye	100%
Hearing and speech	100%
One arm or one leg	75%
One hand or one foot	50%
Sight of one eye or hearing or speech	50%
Thumb	25%
Finger other than the thumb	6.25%

Waiver of premiums
If you become totally disabled before your 60th birthday, you are not required to pay premiums for coverage under this benefit as of the fourth month after the onset of total disability and for as long as you remain totally disabled, though not beyond age 65.

Limitations

The maximum amount payable in one or more instalments for all losses subsequent to amputation of the thumb or fingers may not exceed 50% of the amount insured you have selected.
The maximum amount payable in one or more instalments for all losses over a period of 365 days stemming from any one accident may not exceed 100% of the amount insured you have selected.

End of coverage
This coverage ends on the contract anniversary coinciding with or following your 70th birthday.

LIFE, ACCIDENTAL DEATH AND LOSS OF USE – CHILD
This benefit provides a lump-sum payment in case of natural death, accidental death or accidental loss of hearing, sight, speech or use of limbs.

AMOUNTS OF INSURANCE OFFERED
(in $2,500 increments)
$2,500 to $25,000

Suicide
In case of suicide or consequences of any suicide attempt in the first 12 months following the effective date of this benefit or of its reinstatement, whether or not the insured child is of sound mind at the time of the suicide attempt, the coverage shall be null and void and Blue Cross’s liability limited to reimbursement of premiums collected for the coverage or for the increase in the amount insured, as the case may be.

Loss	% of amount insured
Life	100%
Sight of both eyes	100%
Both hands or both feet	100%
One hand and one foot	100%
One hand and sight of one eye	100%
One foot and sight of one eye	100%
Hearing and speech	100%
One arm or one leg	75%
One hand or one foot	50%
Sight of one eye or hearing or speech	50%
Thumb	25%
Finger other than the thumb	6.25%

Eligible Expenses
Total disability of a student
When an insured child who is a student becomes totally disabled as a result of an accident, Blue Cross will pay him/her $200 per week (or $28.75 per day in the case of an incomplete week) for the period from June 1 to August 31 inclusive immediately following the date of the accident, provided the insured child is still disabled during this period. The seven-day waiting period is however applicable.

Academic Rehabilitation
Blue Cross will pay tuition for private courses or for re-education, including school transportation, to a maximum of $5,000 per accident. The insured child must undertake the rehabilitation within six months of the accident.

Limitations

The maximum amount payable in one or more instalments for all losses subsequent to amputation of the thumb or fingers may not exceed 50% of the amount insured you have selected.
The maximum amount payable in one or more instalments for all losses over a period of 365 days stemming from any one accident may not exceed 100% of the amount insured you have selected.

End of Coverage
Coverage ends the day you are no longer covered under this contract, or when the insured child no longer needs the criteria of the definition of a dependent child in the GENERAL PROVISIONS of your contract.

We encourage you to contact us for more information, to assist you in obtaining a formal quotation, or to purchase Blue Cross Accidental Death & Loss Of Use. To proceed at this time please click the link below.

I need advice or wish to complete an application Contact a Licensed Advisor.

To review other guaranteed issued Blue Cross Products and Services Click Here.

® The Blue Cross and Blue Choice names are registered trademarks of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross plans, and are licensed to the Canassurance Hospital Service Association, carrying on business as Ontario Blue Cross.
The Ontario Blue Cross symbol and name are trademarks of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross plans, and are licensed to the Canassurance Hospital Service Association, carrying on Business as Ontario Blue Cross

The Ontario Blue Cross symbol and name are trademarks of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross plans, and are licensed to the Canassurance Hospital Service Association, carrying on Business as Ontario Blue Cross
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Accidental Death & Dismemberment

For the Unexpected